Thursday, April 5, 2018

10 things you're missing out on by using a personal email account to do your email marketing

If you’re like a lot of small businesses and organizations, you may be using a personal email account...like Gmail...to communicate with a group of email contacts.

Chances are you’ve also noticed some limitations in what you can and can’t do with a personal email account.

One of the biggest limitations of using a personal account is in the design of your emails.

If you’re not a professional designer, it’s tough to create emails that actually match your brand and make your business look professional.

Other limitations include:
  • Problems getting messages delivered: Has anyone ever told you they didn’t receive your email? Sending mass emails from a personal account can result in more emails being sent to the spam folder.
  • Difficulty keeping track of your email contacts: Manually keeping track of new email addresses and people who have asked to be taken off your list can cause headaches and take up hours of your time.
  • No understanding of who opened an email or clicked a link: You hope your emails are getting opened and read, but personal accounts don’t provide that information.
Email marketing services like Constant Contact are built to make it easy to create beautiful emails that drive real business results.

They have the tools you need to manage your email contacts and provide in-depth reporting tools to track important metrics like opens, clicks, and shares for your emails.

They also provide tools and training to help you stay compliant with important email laws, which are easy to violate if you’re trying to do marketing from a personal email account.

One of the best ways to see how an email marketing service can benefit your business is to try it for yourself.

1. You’re not prepared to send bulk emails.
Many email accounts and most Internet Service Providers (ISPs) limit the number of emails that you can send at one time. This means that as your email database grows, you could run into more and more problems with getting your emails delivered.
Email providers like Constant Contact work diligently to maintain strong relationships with ISPs and establish reputations for sending permission-based emails. As a result, our customers see more of their emails delivered to their recipients’ inboxes, and less emails in the spam folder.

2. You’re putting relationships at risk.
When someone joins your email list, they trust you to protect their information. They also trust that you’ll respect their privacy and give them the option to opt-out.
But as hard as you try to fulfill these obligations to your audience, when sending email using Outlook or another email account, mistakes can happen. Perhaps the biggest mistake is exposing your entire list in the.

3. You can’t host and manage your list from one location.
An email marketing service hosts your email list and automatically performs critical list management functions. These functions include sign-up for new subscribers, editing capabilities so that subscribers can edit their own profiles, and the ability to unsubscribe with one click.

4. You’re on your own.

If you’re switching from a personal email account, they’ll give you the tools and training to help you get started — from uploading your existing email contacts to setting up your first email campaign.

5. You’re unable to deliver emails in the right format.

In comparison, your email account can’t tell which email format each recipient is able to receive — which can make your email unreadable or send it to the spam folder.

6. You can’t create professional-looking emails that match your brand.
With an email marketing service, you’ll have access to hundreds of professionally-designed email templates that make it easy to create great looking emails.

7. You can’t protect yourself from delivery problems.

A good email marketing service maintains strong permission policies and has an active anti-blocking team working with ISPs on your behalf to ensure that your email is delivered.

8. You can’t see who opened or clicked.

This will allow you to see what’s working and identify opportunities to make improvements, or identify potential issues that could put your business at risk.

9. You don’t have the newest tools and features.

members of groups like The Email Service Provider Coalition (ESPC). The goal of the ESPC is to provide unique and effective spam-fighting solutions that will optimize your email delivery and response and minimize the spam in your subscribers’ inbox.

10. You could be breaking the law.

You don’t have the time or resources to stay up-to-date with the latest email laws and regulations. Unfortunately, if you’ve been using a personal email account to send your marketing emails, there’s a good chance you’re already in violation of some important laws like Controlling the Assault of Non-Solicited Pornography and Marketing Act (CAN-SPAM) and the Canadian Anti-Spam Legislation (CASL).

Don’t wait to make the switch.

























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Wednesday, March 21, 2018

Selling a Home After The Death of a Parent


Getting a house ready to sell after a loved one dies

Our mother knew her end of life was rapidly approaching, but she spared our family the details. The way we figured it out was when she asked us to help her prepare for a garage sale. This was the first step toward living more frugally, she said, and everything had to go.
That peony vase we gave her for Mother's Day many years ago? "You take it," she insisted, adding, "I'm too old to grow peonies anymore." And just like that, she donated walls of books, sold excess furniture and disposed of many belongings that took her decades to accumulate.
When she died a year later, we met up to clean out my mom's home. Even though mom had gotten rid of the bulk of her stuff, we still had a lot of decisions to make, separating the trash from the treasures. Here are tips that may help when that time comes for you:

Did the seller die in the house?


First, know that if the seller died in the house, you may be required to disclose this fact to a prospective buyer. Ask a real estate agent about seller disclosures for your state and whether a death in the home is considered a material fact. In California, for example, only deaths over the past 3 years require disclosure.

Change the Locks and Forward Mail

You may have no idea how many people have keys to the house -- friends, other family members, delivery people, house sitters -- you'll sleep better at night if the locks are changed.
Also, consider forwarding mail to your home or business address. Plan to annually update the forwarding address for a few years to keep it from expiring.
You never know who may contact the deceased, especially around the holidays. Then, you can let them know what happened.
Receiving the mail will help you figure out who creditors are, too, whether payments were current and if there are subscriptions you need to cancel.
Set Aside Financial Documents
Search every nook and cranny.
Sometimes people stash cash in the strangest places such as taped to the bottom of drawers, inside crawl spaces and, yes, under the mattress.
You might find these important documents in drawers, file cabinets, boxes under the bed or saved as files on the computer.
  • Homeowner's policy. Keep the homeowner's policy effective until the day the home closes. Increase coverage if it is too low.
  • Will. Look for updated Wills and copies.
  • Insurance. This could be a private policy or purchased through an employer.
  • Bank accounts. Carefully read the statements as many banks report all accounts on one statement.
  • Letters from the homeowner's friends. You may want to write to them.
  • Poems, articles, letters from the deceased. These will later bring you comfort.
  • Bill receipts. Contact creditors. Consider notifying all three credit reporting agencies to freeze new charges.
  • Stocks and bonds. They might be tucked into folders.
  • Shred all sensitive documents, especially those containing a Social Security number.
Pay mortgage, utilities, maintenance
Contrary to popular belief, mortgage lenders still need to be paid. Keep the utilities turned on, and notify services such as gardeners or maintenance companies where to send invoices.
If the seller has a reverse mortgage, notify the mortgage company immediately and ask for time to settle the estate, beg them not to foreclose.

Sort personal belongings

This may be the most emotional aspect of cleaning out the house. Experts say it hastens the process if you sort belongings into three piles or tag them with color-coded stickers of three different colors:
  • Items to keep
  • Items to donate or sell
  • Items to throw away
If family members squabble about distribution, set aside the disputed items until all the sorting is finished and emotions have settled. Then, try taking turns by each choosing an item or memento. Consider trading several items for a treasure you truly desire. Sentiment aside, get real valuables appraised to determine actual value.
Prepare House for Sale
We listed a home for a seller whose mother had died several years earlier.
He could not bear to change anything in the home. Much of the decor was old-fashioned. Looking at her things may have evoked memories of mom's spaghetti sauce, but buyers noticed a home just as his mother left it, filled with small ceramic figurines, gold-framed paintings from Italy and lace doilies. It took 10 months to sell.
  • Furniture. If the furniture is old or worn, get rid of it. Don't leave it in the house because it will detract from the sale.
  • Wall hangings. Remove them.
  • Floor covering. Consider its condition. If there is carpeting over wood floors, expose the wood floors and, if necessary, refinish the floors. Replace cracked ceramic tiles. Clean carpet over plywood or buy new carpeting.
  • Window coverings. If the window coverings are dated, throw them out. Most windows look better without heavy drapes or worn blinds.
  • Walls. Some people paint once and never again. You may need to patch and repaint the walls.
  • Ceilings. Replace dated light fixtures, patch cracks in the ceiling and paint.
  • Remove all pet-related items. Take the outdoor dog house with you and donate it to a shelter. Selling with signs of pets in the home is a turnoff for many buyers.
  • Clean from top to bottom. Wash windows, dust ceiling fan blades and wipe down the insides of cabinets.



Tuesday, March 20, 2018

Repairs and Upgrades: How Much Will They Cost?

Repairs and Upgrades: How Much Will They Cost?
During the process of buying or selling a home, my clients often learn about recommended or required repairs and upgrades. This can happen as a result of the home inspection, or I may make suggestions based on knowledge of my market and comparable homes. Of course, the first thing homeowners want to know is, "How much will that cost?"

I am pleased to offer my popular Residential Construction and Remodeling Estimates cost guide, which provides estimated cost ranges for repair and/or replacement of the major systems and components in a home. It also includes general guidelines for the life expectancies of those systems. This information can help my clients make informed decisions when they’re considering home repairs or improvements and is valued by buyers and sellers alike. Below is just a sampling of my list of estimated costs for hundreds of repairs/upgrades.

Floors
Hardwood Floor Refinish - $3-$6 / sq. ft.
Carpet — clean - $125 / room
Ceramic Tile - $6-$11 / sq. ft.

Kitchen
Renovation - $7,500 +
Kitchen counter — laminate - $45 / lin. ft.
Kitchen counter — marble - $80 / lin. ft.

Security System
Alarm System - $2,500
Alarm Monitoring - $35 / month

Deck
Pressure Treated - $15-$30 /sq. ft.
Custom Designed & Built - $55-$80 / sq. ft.

Windows
Skylight - $800 and up
Casement — replace - $50 / sq. ft.

These estimates reflect the average basic costs for supplies and installation of building materials in the United States and Canada. Costs may vary depending on regions, upgrades, complexity, and disposal fees.

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